Meet Tim Handley Loan Advisor
More Lending Options. More Strategy. More Ways to Win.
For years, I had the privilege of helping homebuyers, homeowners, and real estate partners navigate the mortgage process while serving clients through Smith Broady & Associates. During that time, I built my business around relationships, communication, and helping people feel confident throughout one of the biggest financial decisions of their lives.
As my passion for helping clients continued to grow, I made the move to NEXA Mortgage to provide even more opportunities, flexibility, and loan solutions.
With access to over 300 lending partners, I’m able to shop a wide variety of loan products and pricing options to help find solutions that truly fit each client’s unique situation. It’s a little like moving from a single-lane road to an entire interstate system of possibilities. 🏡
My Approach to Mortgage Lending
I believe every client deserves more than a transaction. Buying or refinancing a home is personal, and every borrower’s story is different. My goal is to make the process feel clear, strategic, and supportive from start to finish.
Whether you are:
- Purchasing your first home
- Moving into your next home
- Refinancing to improve your financial picture
- Purchasing an investment property
- Exploring specialty loan options
- Looking for creative financing solutions
I work to help you understand your options and build a mortgage strategy that aligns with your goals.
Why NEXA Mortgage Gives My Clients an Advantage
Joining NEXA Mortgage allowed me to expand the tools and resources available to my clients through:
- Access to 300+ lenders
- Competitive rate options
- Conventional, FHA, VA, USDA, Jumbo, and Non-QM loan programs
- Investment property financing options
- Flexible lending solutions for unique situations
- More customized mortgage strategies
In today’s market, having more options matters. My goal is to help clients navigate those options with confidence and clarity.
Relationships Matter
I take pride in being available, responsive, and committed to helping clients feel informed every step of the way. From pre-approval to closing day, I want every client to know they have someone in their corner who genuinely cares about helping them succeed.
The mortgage process can feel overwhelming at times, but it doesn’t have to feel like you’re walking through it alone.
Let’s Build Your Homeownership Strategy Together
Whether you’re ready to buy now, refinance, invest, or simply explore your options, I’d love the opportunity to help you create a plan that works for your goals and your future.